Speeding tickets are a pain, but they can hit you even harder in a work zone. Did you know that getting caught speeding through a construction area in Iowa can mean a $1,000 fine? That’s right, doubling the standard penalty for exceeding the speed limit.

Several Iowa cities, including Davenport, Cedar Rapids, Des Moines, and Muscatine, are now utilizing speed cameras to catch offenders. These cameras can snag you for going even 10 mph over the limit, resulting in a ticket sent straight to your mailbox. Fines escalate quickly, reaching $250 for exceeding the limit by 26-30 mph.

But the real financial blow could come later. Speeding tickets can lead to increased auto insurance premiums. A hefty fine on your record can signal riskier driving behavior to insurers, potentially causing your rates to jump significantly.

Protect yourself from a double whammy – a speeding ticket and a higher insurance bill.

Here’s what you can do:

• Slow down in work zones! Workers are putting their lives on the line to improve our roads. Obey the posted speed limits and be extra cautious when driving through construction areas.
  Drive defensively. Always be aware of your surroundings and anticipate potential hazards.
• Consider getting a quick auto insurance quote. An independent agent or a reputable online insurance provider can help you find the best coverage at the most competitive rate. Knowing you have the right insurance can provide peace of mind, even if you get a speeding ticket.

By driving safely and having the right insurance, you can keep your wallet (and your driving record) healthy. 

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