Introduction

This website is owned and operated by iAsset & FinteX Consulting LLC (collectively “Company,” “iAsset & FinteX Consulting LLC,” “we,” “us”). This privacy policy (“Privacy Policy”) governs information that you provide to us and information that we gather from the website located at insurancequote.cloud (the “Website”) and it tells you how we may collect, use, and share this information.

Information we collect and how we use it

We assist consumers in navigating the world of insurance, discounted health plans, and other products by linking them with insurance companies, agents, discount program representatives, and vendors who specialize in matching consumers with insurance providers and other relevant parties (“Providers”). When you provide information on our Website, we gather your personally identifiable information (referred to as “personal information” or “information”), which includes any details that can identify you as an individual. This information encompasses, but is not limited to, your first and last name, home address, phone number, email address, date of birth, gender, income, and driver’s license details. Additionally, we may collect data about your driving history, the type of car you drive, your home ownership history, and certain medical information such as health conditions, prescription medications, past hospitalizations, and major health treatments. We utilize this personal information to deliver our products and services to you, including matching you with Providers; to present customized content and advertisements; to conduct research and analysis; to ensure the Website operates smoothly; to help us develop new services; to notify you about product updates, special offers, new information, and other services; to respond to your information requests; to send newsletters and other updates; to provide you with quotes from Providers who may contact you using the information you’ve provided; and to gather additional necessary information from you. Moreover, we automatically collect certain information when you visit the Website. This may include your internet protocol (IP) address, browser type, internet service provider (ISP), referring/exit pages, operating system, date and time of visit, internet tags, device type, and clickstream data, along with other activities on the Website. We may merge this automatically collected data with other information we have about you to enhance the services we offer, as well as to improve marketing, analytics, and Website functionality. iAsset & FinteX Consulting LLC, along with our marketing partners, affiliates, and analytics and service providers, employ technologies such as cookies, beacons, tags, and scripts to gather this data. These tools help us analyze trends, manage the site, track user movements, and collect demographic information about our user base. You can configure your browser to reject cookies, though this may limit your ability to use some features or areas of our site. Additionally, we may aggregate information from you and other users, and use or disclose this aggregated data to third parties. (Refer to the “Digital Advertising & Analytics” section below for more details on the use of this information.)

Information transfer and sharing policy

• Generally, when you entrust us with your personal information, we pass it along to Providers to furnish you with the quotes you seek and to enable Providers to reach out to you for informational, promotional, and marketing purposes. These Providers, along with others we might share your details with, could contact you via email, phone, text, postal mail, or other communication methods. Moreover, these Providers and third parties might share your personal information and automatically gathered data with other entities without any limitations. Be aware that we might also share or sell your personal data to third parties unrelated to insurance, allowing them to market their products and services directly to you. These third parties could further share or sell your data to others.

• With Our Corporate Family. We share the information collected on our Website with our subsidiaries, corporate affiliates, and related companies.

• Vendors and Suppliers. We share the information gathered on our Website with our vendors and service providers to verify data and when such access is incidental to their services, such as phone number verification and email services.

• Legal Obligations. We reserve the right to disclose your personal information as required by law or when we believe that disclosure is necessary to protect our rights or comply with legal or judicial proceedings or court orders. • Company Changes. Should we ever file for bankruptcy or have our assets sold or merged with another entity, the information we receive from you through this website may be considered a company asset and transferred to the fullest extent permitted by law.

• Safeguarding Legal Rights. In certain circumstances, we might need to disclose personal data in response to lawful requests from public authorities, including law enforcement. We may also share your information to (a) comply with any applicable law, regulation, legal process, or enforceable governmental request, (b) enforce our Terms of Use, including investigating potential violations, (c) detect, prevent, or address fraud, security, or technical issues, and (d) protect against imminent harm to the rights, property, or safety of iAsset & FinteX Consulting LLC, its users, or the public as required or permitted by law.

• Promotions and Programs. Occasionally, you might have the chance to participate in sweepstakes, contests, giveaways, or other promotions and programs we offer, either independently or with third parties. Participation in these events may require you to provide additional personal information. Our use and sharing of your information, including personal data collected through a promotion or program, will be governed by the official rules or agreement of that promotion or program, as well as this Privacy Policy. The terms of those rules or agreements will take precedence over any conflicting provisions of this Privacy Policy.

Your Consent to Text Message and Telephone Marketing

By sharing your phone number on our Website, you grant iAsset & FinteX Consulting LLC, along with our Providers, agents, and partner companies, the explicit permission to reach out to you. Expect to receive a variety of informational and marketing communications, which may include automated calls, text messages, SMS, MMS, picture messages, and both live and prerecorded calls. These messages can be sent to both landlines and mobile phones, regardless of whether your number is listed on any corporate, state, or national Do Not Call registry. Remember, your consent is not a prerequisite for purchasing any goods or services. Standard message and data rates might apply. Should you wish to withdraw your consent, simply clicking here.

Your Opt-Out Rights

By sharing your details with us, you consent to being contacted via email, fax, phone calls, text messages, and other communication methods from us and our partners. Should you wish to stop receiving our promotional or marketing content in the future, simply follow the opt-out instructions at the bottom of each promotional email, or click here. Keep in mind, even if you opt-out of marketing messages, you might still receive updates about your transactions or responses to your inquiries.

If you prefer not to have your information shared with third parties for their marketing purposes, click here to join our Do Not Call list. For stopping communications from third parties with whom we’ve shared your information, you will need to reach out to them directly.

Social Media Features and Widgets

Our Web site includes Social Media Features, such as the Facebook “Like” button and “Share this” button. Your interactions with these Social Media Features are governed by the privacy policy of the company providing it. 

Digital Advertising and website analytics

We might collaborate with ad networks and other ad-serving entities, collectively known as “Advertising Providers,” to display advertisements on our behalf and for others on various unaffiliated platforms. Some of these ads could be tailored specifically for you, crafted to align with your interests based on data gathered by Advertising Providers about your online activities across different websites and apps over time. This practice is commonly referred to as interest-based advertising. iAsset & FinteX Consulting LLC follows the Digital Advertising Alliance (“DAA”) Self-Regulatory Principles for this type of interest-based advertising. To delve deeper into this advertising method and discover how to opt out of such ads on websites participating in the DAA self-regulatory program, you can visit the DAA Webchoices tool at www.aboutads.info. Keep in mind, if you clear your cookies or switch to a different browser or mobile device, you might need to reapply your opt-out preferences via the DAA Webchoices tool. Opting out doesn’t mean you’ll stop seeing ads; it just means the ads you encounter might be less aligned with your interests. Additionally, your browser might offer tools to restrict or delete cookies, but using these tools could affect the functionality of our Site. We may also engage with third parties that gather data about your usage of our Site and other sites or apps over time for purposes beyond advertising. We utilize Google Analytics and other third-party services to enhance the performance of our Site and for analytics and marketing objectives. For more details on how Google Analytics collects and uses data when you visit our Site, please visit http://www.google.com/policies/privacy/partners, and to opt out of Google Analytics, visit http://tools.google.com/dlpage/gaoptout.

Affiliated websites, other websites, and advertisements

This Privacy Policy governs the websites and services under the ownership and management of iAsset & FinteX Consulting LLC. We hold no sway over third-party websites that might link to ours, nor over the privacy practices of Providers with whom we share your data. When you venture onto a third-party site or share your information with them, it’s wise to review their specific privacy policies.

Changes and updates

From time to time, we might refresh this Privacy Policy. Whenever we do, the “revised date” will be updated accordingly. We invite you to check back now and then to stay in the loop about our practices for using and sharing the data we gather.

Specific State Rights

California Residents

Shine the Light. Cal. Civ. Code § 1798.83 permits customers of iAsset & FinteX Consulting LLC who are California residents to request certain information regarding and/or opt-out of our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please use our Web Form at the following link. Please include your full name, residential address, e-mail address and phone number, so that we can process your request in an efficient manner.

CCPA. The California Consumer Privacy Act (CCPA) provides California residents with the additional rights below:

Right to Know.You have the right to know and see what data we have collected about you over the last 12 months preceding your request, including:

1. – Categories of personal information we have collected about you;
2. – Categories of sources from which the personal information is collected;
3. – Business or commercial purpose for collecting your personal information; and
4. – Specific pieces of personal information we have collected about you.

Right to Delete.You have the right to request that we delete the personal information we have collected from you unless we need to retain that information for a specified purpose as exempted under state law.

Right to Correct. You have the right to request that we correct inaccurate personal information.

Do Not Sell or Share My Personal Information.  You have the right to request that we do not sell or share your personal information.   Please click here so that we can process your request.  Please note that we do not knowingly sell the personal information of minors under 16 of age without legally required affirmative authorization.

Other Rights.  You can request certain information about disclosure of personal information to third parties for their own direct marketing purposes during the preceding calendar year.  This request is free and may be made once a year.  You have the right to not be discriminated against for exercising any of the rights listed above.

Exercising Your California Privacy Rights.  To request access to or deletion of your personal information, or to exercise any other data rights under California law, please contact us using the following method:

• WebForm.  You may select one of the California Consumer options provide at the following link.  Please include your full name, residential address, email-address, and phone number, so that we can process your request.
• Toll-Free Telephone number: You may email us at Info@bffcorps.com for instructions on how to exercise your California Privacy Rights

CCPA Requests. The CCPA requires businesses to report the following information on July 1 of each year. This data is for all US consumer requests, including but not limited to those from California consumers.

• … Total CCPA requests received
• … requests to delete received
  • – ….. requests were denied with a legal exception specified or due to failure of consumer to validate identity
• … requests to know
  • – … requests were denied due to failure of consumer to validate identity
  • – … requests were complied with in whole
• The number of requests to opt-out (../../20.. – ../../20..):
  • – Email:   ..,…
  • – Phone:    ..,…,…
• Median number of days in which iAsset & FinteX Consulting LLC takes to process CCPA requests to know, delete, or opt-out (upon successful consumer ID validation – if required)
  • – Less than 1 business day

Response Timing.  We aim to respond to a consumer request for access or deletion within 45 days of receiving that request.  If we require more time, we will inform you of the reason and extension period.

Nevada Residents

Do Not Sell My Personal Information. Nevada residents have the right to request that we do not sell your personal information. Please click here so that we can process your request. We aim to respond to a consumer request within 60 days of receiving that request.

Virginia Residents

The Virginia Consumer Data Protection Act (VCDPA) provides Virginia residents with the additional rights listed below.

Right to Know. You have the right to confirm whether we are processing your personal data and access such data, including:

• The categories of personal information we have collected about you;
• The purpose for processing your personal information;
• How you can exercise your rights and appeal a decision regarding your request;
• The categories of personal information that we have shared with third parties; and
• The categories of third parties with whom we have shared your personal information.

Right to Correct. You have a right to correct inaccuracies in the personal data we have collected about you, considering the nature of the personal data and the purposes of the processing of your personal data.

Right to Delete. You have the right to request that we delete the personal information we have collected from you unless we need to retain that information for a specified purpose as exempted under state law.

Right to Obtain a Copy. You have a right to obtain a copy of the personal data we have collected on you.

Right to Opt Out. You have the right to opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning you.

Right to Appeal. If we decline to act regarding your request, you have the right to appeal this decision. We will decide the outcome of your appeal within 60 days of receipt of such appeal, and we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. 

Other Rights.  You also have the right not to be discriminated against for exercising any of the rights listed above.

Exercising Your Virginia Privacy Rights. To request access to or deletion of your personal information, or to exercise any other data rights under Virginia law, please contact us using the following method:

Webform: You may fill out a Webform to exercise rights. Please include your full name, e-mail address, and phone number, along with why you are writing, so that we can process your request in an efficient manner.

Toll-Free Telephone Number: You may call us at 1-832-846-9259 to exercise rights. Please include your full name, residential address, e-mail address, and phone number, along with why you are calling, so that we can process your request in an efficient manner. 

Response Timing. We aim to respond to a consumer request for access or deletion within 45 days of receiving that request. If we require more time, we will inform you of the reason and extension period in writing. If we decline to act regarding a consumer request, we will inform you of the reason within 45 days of receiving that request.

NOTE: We may revise this policy from time to time as required for regulatory compliance.

Data Broker

The entity maintaining this website is a data broker under Texas law. To conduct business in Texas, a data broker must register with the Texas Secretary of State (Texas SOS). Information about data broker registrants is available on the Texas SOS website.

Contact us

If you have any questions, comments, or concerns about us or this Privacy Policy, please contact us by U.S. mail at 9630 Little River Turnpike, Annandale, VA 22003 Attention: Legal Department.